What We Do
Comprehensive Wealth Management
Wealth management goes beyond just investing; it is a finely tuned combination of five different areas of your financial life. Each component serves a specific purpose of its own, but together, all five create the blueprint for your financial plan. Each category also carries its own unique risk profile and exposure. Our objective is to understand and reduce those inherent risks, to the extent possible, in an effort to help you achieve all that is important to you and your family.
Wealth Preservation
Our focus on wealth preservation is to understand the risks to your wealth, and make both thoughtful and deliberate decisions on how to best mitigate them. This includes addressing concerns such as health and long-term care needs, professional liability issues, and estate taxes. Each is part of our process to help you preserve your wealth.
Our focus on risk mitigation applies not only to assets, but your income stream as well. Balancing your income with the needs of your family through times of disability, employer benefit fluctuations and retirement is encompassed in our process as we develop your plan.
Wealth Enhancement
Taxes can be one of the most disruptive forces in an investment plan. By focusing on the tax implications of your portfolio, and working closely with your tax advisors, we can help your tax planning be more proactive. Our goal is to help you keep what you have earned and stay informed about upcoming changes that could impact your situation.
Wealth Investment
Your portfolio will be built on a specific investment strategy based on your long-term plan. As your independent consultant, our goal is to help you achieve comfort with your wealth, balancing spending, growth and risk.
Wealth Transfer
Significant wealth can impact a family for generations, and we understand the importance of planning now to ensure your wealth has the legacy you desire. We will help you articulate your wealth transfer wishes and charitable giving philosophy if you desire. Our goal is to help ensure you are comfortable with your estate plan and disposition strategy, and your family is cared for in your absence.
Wealth Alignment
Our goal is to make a meaningful impact in our clients’ lives. We seek to guide, support, and help you achieve that inner-most desire in your life with the ultimate objective of ensuring that your wealth management plan is aligned with your values and goals.
*Please Note: Limitations. The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement, and the specific requests and needs of the client. Roth does not serve as an attorney, accountant, or insurance agent. Roth does not prepare legal documents or tax returns, nor does it sell insurance products. If the client desires, one of Roth’s representatives, in his separate licensed individual capacity, can be engaged to provide insurance sales/services as described on Roth’s written disclosure Brochure (a copy of which is linked to this web site) per the terms and conditions of a separate engagement and fee.