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      <image:title>Services - Wealth Preservation</image:title>
      <image:caption>Our focus on wealth preservation is to understand the risks to your wealth, and make both thoughtful and deliberate decisions on how to best mitigate them. This includes addressing concerns such as health and long-term care needs, professional liability issues, and estate taxes. Each is part of our process to help you preserve your wealth. Our focus on risk mitigation applies not only to assets, but your income stream as well. Balancing your income with the needs of your family through times of disability, employer benefit fluctuations and retirement is encompassed in our process as we develop your plan.</image:caption>
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      <image:caption>Taxes can be one of the most disruptive forces in an investment plan. By focusing on the tax implications of your portfolio, and working closely with your tax advisors, we can help your tax planning be more proactive. Our goal is to help you keep what you have earned and stay informed about upcoming changes that could impact your situation.</image:caption>
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      <image:caption>Your portfolio will be built on a specific investment strategy based on your long-term plan. As your independent consultant, our goal is to help you achieve comfort with your wealth, balancing spending, growth and risk.</image:caption>
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      <image:caption>Significant wealth can impact a family for generations, and we understand the importance of planning now to ensure your wealth has the legacy you desire. We will help you articulate your wealth transfer wishes and charitable giving philosophy if you desire. Our goal is to help ensure you are comfortable with your estate plan and disposition strategy, and your family is cared for in your absence.</image:caption>
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      <image:caption>Our goal is to make a meaningful impact in our clients’ lives. We seek to guide, support, and help you achieve that inner-most desire in your life with the ultimate objective of ensuring that your wealth management plan is aligned with your values and goals.</image:caption>
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    <loc>https://www.rothfinancialpartners.com/our-philosophy</loc>
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    <lastmod>2020-09-30</lastmod>
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    <loc>https://www.rothfinancialpartners.com/who-we-serve</loc>
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    <lastmod>2020-10-01</lastmod>
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    <loc>https://www.rothfinancialpartners.com/https/clientaccessrjfcom</loc>
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    <lastmod>2020-09-18</lastmod>
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    <loc>https://www.rothfinancialpartners.com/disclosures</loc>
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    <lastmod>2026-03-12</lastmod>
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    <lastmod>2025-10-23</lastmod>
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      <image:title>Newsletters - Q3 2025 Newsletter</image:title>
      <image:caption>A Glint of Gold By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q2 2025 Newsletter</image:title>
      <image:caption>One Big Beautiful Newsletter By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q1 2025 Newsletter</image:title>
      <image:caption>Certain Uncertainty By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q4 2024 Newsletter</image:title>
      <image:caption>Volatile Emotions By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q3 2024 Newsletter</image:title>
      <image:caption>What, Me Worry? By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q2 2024 Newsletter</image:title>
      <image:caption>Great Expectations By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q1 2024 Newsletter</image:title>
      <image:caption>What Goes Up, Must Come Down? By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q4 2023 Newsletter</image:title>
      <image:caption>The Noise By: Peter Roth and Eric Johnson</image:caption>
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      <image:title>Newsletters - Q3 2023 Newsletter</image:title>
      <image:caption>A Challenging Environment By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q2 2023 Newsletter</image:title>
      <image:caption>What Correlation? By: Eric Johnson</image:caption>
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    <image:image>
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      <image:title>Newsletters - Q1 2023 Newsletter</image:title>
      <image:caption>The Dollar By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q4 2022 Newsletter</image:title>
      <image:caption>Welcome to 2023! By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q3 2022 Newsletter</image:title>
      <image:caption>October is Here By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q2 2022 Newsletter</image:title>
      <image:caption>Looking Forward By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q1 2022 Newsletter</image:title>
      <image:caption>Time as a Commodity By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q4 2021 Newsletter</image:title>
      <image:caption>Welcome to 2022: Uncertainty Prevails By: Peter Roth</image:caption>
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      <image:title>Newsletters - Q3 2021 Newsletter</image:title>
      <image:caption>Kicking the Can By: Eric Johnson</image:caption>
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    <image:image>
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      <image:title>Newsletters - Q2 2021 Newsletter</image:title>
      <image:caption>Depth By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q1 2021 Newsletter</image:title>
      <image:caption>The Boogeyman By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q4 2020 Newsletter</image:title>
      <image:caption>Glass Half Full By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q3 2020 Newsletter</image:title>
      <image:caption>Should Investing Be Exciting? By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q2 2020 Newsletter</image:title>
      <image:caption>Instincts By: Eric Johnson</image:caption>
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      <image:title>Newsletters - Q1 2020 Newsletter</image:title>
      <image:caption>Where We’ve Been By: Eric Johnson</image:caption>
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    <lastmod>2026-03-12</lastmod>
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